:root{--bg:#f7f6f2;--surface:#fff;--ink:#1a2b28;--ink-soft:#4c5f5a;--line:#e3e1d8;--brand:#0f5b4e;--brand-dark:#0a463c;--brand-soft:#e6f0ec;--accent:#c8622a;--accent-soft:#f6e7dc;--radius:14px;--shadow:0 1px 2px rgba(26,43,40,.05),0 8px 24px rgba(26,43,40,.06);--maxw:1080px;--font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);background:var(--bg);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--maxw);margin:0 auto;padding:0 1.25rem}.site-header{background:var(--surface);border-bottom:1px solid var(--line);position:-webkit-sticky;position:sticky;top:0;z-index:50}.site-header .container{justify-content:space-between;height:68px;gap:1rem}.brand,.site-header .container{display:flex;align-items:center}.brand{gap:.6rem;font-weight:800;font-size:1.15rem;color:var(--ink);letter-spacing:-.01em}.brand:hover{text-decoration:none}.brand-mark{width:32px;height:32px;border-radius:9px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1rem}.nav{display:flex;gap:1.4rem;align-items:center;font-size:.95rem;font-weight:500}.nav a{color:var(--ink-soft)}.nav .btn{color:#fff}@media (max-width:640px){.nav a.nav-link{display:none}}.btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--brand);color:#fff;padding:.7rem 1.15rem;border-radius:10px;font-weight:600;font-size:.95rem;border:none;cursor:pointer;transition:background .15s ease}.btn:hover{background:var(--brand-dark);text-decoration:none}.btn-accent{background:var(--accent)}.btn-accent:hover{background:#a94f20}.btn-ghost{background:transparent;color:var(--brand);border:1px solid var(--line)}.btn-ghost:hover{background:var(--brand-soft)}.hero{background:linear-gradient(160deg,var(--brand-dark),var(--brand));color:#fff;padding:4.5rem 0 4rem}.hero h1{font-size:clamp(2.1rem,5vw,3.3rem);line-height:1.1;margin:0 0 1rem;letter-spacing:-.02em}.hero p{font-size:1.2rem;max-width:42ch;color:#d9e8e3;margin:0 0 1.8rem}.hero .cta-row{display:flex;gap:.8rem;flex-wrap:wrap}.hero .btn-ghost{color:#fff;border-color:hsla(0,0%,100%,.35)}.hero .btn-ghost:hover{background:hsla(0,0%,100%,.1)}.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#a7d0c5;margin-bottom:1rem}section{padding:3.5rem 0}.section-title{font-size:1.7rem;margin:0 0 .4rem;letter-spacing:-.01em}.section-lead{color:var(--ink-soft);margin:0 0 2rem;max-width:60ch}.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));grid-gap:1.25rem;gap:1.25rem}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .15s ease,box-shadow .15s ease}.card:hover{transform:translateY(-2px);box-shadow:0 4px 8px rgba(26,43,40,.08),0 16px 40px rgba(26,43,40,.1)}.card .tag{align-self:flex-start;font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--brand);background:var(--brand-soft);padding:.25rem .6rem;border-radius:999px;margin-bottom:.8rem}.card h3{margin:0 0 .5rem;font-size:1.2rem;line-height:1.3}.card h3 a{color:var(--ink)}.card p{margin:0;color:var(--ink-soft);font-size:.95rem}.card .read{margin-top:1rem;font-weight:600;font-size:.9rem;color:var(--brand)}.trust{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust .container{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:1.5rem;gap:1.5rem}.trust .item h4{margin:0 0 .3rem;font-size:1rem}.trust .item p{margin:0;color:var(--ink-soft);font-size:.92rem}.article{background:var(--surface)}.article-head{padding:3rem 0 1.5rem;border-bottom:1px solid var(--line)}.article-head .breadcrumb{font-size:.88rem;color:var(--ink-soft);margin-bottom:1rem}.article-head h1{font-size:clamp(1.9rem,4.5vw,2.8rem);line-height:1.15;margin:0 0 .8rem;letter-spacing:-.02em}.article-head .meta{flex-wrap:wrap;gap:.8rem 1.4rem;color:var(--ink-soft);font-size:.9rem}.article-head .meta,.byline{display:flex;align-items:center}.byline{gap:.55rem}.byline .avatar{width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.9rem}.answer-box{background:var(--brand-soft);border-left:4px solid var(--brand);padding:1.2rem 1.4rem;border-radius:10px;margin:2rem 0}.answer-box strong{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--brand-dark);margin-bottom:.4rem}.answer-box p{margin:0;font-size:1.08rem}.prose{max-width:720px;margin:0 auto;padding:2rem 0 1rem;font-size:1.08rem}.prose h2{font-size:1.55rem;margin:2.4rem 0 .8rem;letter-spacing:-.01em}.prose h3{font-size:1.22rem;margin:1.8rem 0 .6rem}.prose p{margin:0 0 1.1rem}.prose ol,.prose ul{margin:0 0 1.1rem;padding-left:1.3rem}.prose li{margin-bottom:.4rem}.prose img{max-width:100%;border-radius:10px}.prose blockquote{margin:1.5rem 0;padding:.4rem 0 .4rem 1.2rem;border-left:3px solid var(--accent);color:var(--ink-soft);font-style:italic}.prose table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.98rem}.prose td,.prose th{border:1px solid var(--line);padding:.6rem .8rem;text-align:left}.prose th{background:var(--brand-soft)}.expert-note{background:var(--accent-soft);border:1px solid #e9c9b3;border-radius:10px;padding:1rem 1.2rem;margin:1.6rem 0;font-size:.98rem}.expert-note strong{color:var(--accent)}.lead-wrap{background:var(--brand-soft)}.lead-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow);max-width:620px;margin:0 auto}.lead-card h2{margin:0 0 .4rem}.lead-card p.sub{color:var(--ink-soft);margin:0 0 1.6rem}.field{margin-bottom:1rem}.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.35rem}.field input,.field select,.field textarea{width:100%;padding:.7rem .85rem;border:1px solid var(--line);border-radius:9px;font-family:inherit;font-size:1rem;background:#fff;color:var(--ink)}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--brand);border-color:var(--brand)}.form-row{display:grid;grid-template-columns:1fr 1fr;grid-gap:1rem;gap:1rem}@media (max-width:520px){.form-row{grid-template-columns:1fr}}.form-status{margin-top:1rem;padding:.8rem 1rem;border-radius:9px;font-size:.95rem}.form-status.ok{background:var(--brand-soft);color:var(--brand-dark)}.form-status.err{background:#fce8e6;color:#a1281c}.consent{font-size:.85rem;color:var(--ink-soft)}.site-footer{background:var(--brand-dark);color:#cfe0da;padding:3rem 0 2rem;font-size:.92rem}.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;grid-gap:2rem;gap:2rem}@media (max-width:720px){.site-footer .cols{grid-template-columns:1fr;gap:1.4rem}}.site-footer h4{color:#fff;margin:0 0 .7rem;font-size:.95rem}.site-footer a{color:#cfe0da}.site-footer .brand-mark{margin-bottom:.6rem}.site-footer .fine{margin-top:2rem;padding-top:1.4rem;border-top:1px solid hsla(0,0%,100%,.15);color:#9fb8b0;font-size:.85rem}.page-narrow{max-width:760px;margin:0 auto;padding:3rem 0}.page-narrow h1{font-size:clamp(1.9rem,4vw,2.6rem);letter-spacing:-.02em}.page-narrow h2{margin-top:2rem}